Canadian Commercial Credit Trends

Find credit trends on SME loans, leases, and delinquencies. 


Equifax® ⇒ prepares the Canadian commercial credit trends, and we release them every two months.

Check out the latest credit trends.


November 2022 Commercial Credit Trends

Originations increased by 7% from October 2022.

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About the Canadian Commercial Credit Trends

The Canadian Commercial Credit Trends report provides you with early signals of economic growth, demand for capital, business fixed investment, and warnings of future insolvency. 

The report also includes the Canadian equipment lending and delinquency indexes.

The lending Index measures the volume of new commercial loans and leases to small and medium businesses. These metrics offer signals of economic growth, demand for capital, and business fixed investment.

The delinquency Index tells you the percentage of Canadian small and medium businesses that are 31-180 days past due or 91-180 days past due with Canadian finance companies. These metrics indicate financial stress and provide early warning of future insolvency.


Historic reports

October 2022

September 2022

August 2022

July 2022

June 2022

May 2022

April 2022

March 2022

February 2022