Find credit trends on SME loans, leases, and delinquencies.
Equifax® prepares the Canadian commercial credit trends, and the CFLA release updates every month.
May 2025 Commercial Credit Trends
Originations are up – delinquencies are plateauing.
About the Canadian Commercial Credit Trends
The Canadian Commercial Credit Trends report provides you with early signals of economic growth, demand for capital, business fixed investment, and warnings of future insolvency. The report also includes the Canadian equipment lending and delinquency indexes.
The lending Index measures the volume of new commercial loans and leases to small and medium businesses. These metrics offer signals of economic growth, demand for capital, and business fixed investment.
The delinquency Index tells you the percentage of Canadian small and medium businesses that are 31-180 days past due or 91-180 days past due with Canadian finance companies. These metrics indicate financial stress and provide early warning of future insolvency.